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        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Homepage -->
  <url>
    <loc>https://www.o2holdings.com.au/</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- About -->
  <url>
    <loc>https://www.o2holdings.com.au/about</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Service Pages -->
  <url>
    <loc>https://www.o2holdings.com.au/corporate-advisory</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/family-office</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/real-assets</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/management-consulting</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/cross-border</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/private-equity</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Lunova AI -->
  <url>
    <loc>https://www.o2holdings.com.au/lunova-ai</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Insights -->
  <url>
    <loc>https://www.o2holdings.com.au/insights</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://www.o2holdings.com.au/contact</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legal Pages -->
  <url>
    <loc>https://www.o2holdings.com.au/disclaimer</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/privacy-policy</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://www.o2holdings.com.au/terms-of-use</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>

</urlset>
